Buy it or build it in 2023, Which option is most attractive for you?

Buy it or build it in 2023 - Security America Mortgage

One of the most significant and influential possessions you will ever have is your home. You’ll be residing there for many years, which can be crucial for the family and the growth of your kids. The housing market is large, and there are several things to explore still, even if you have an existing home. […]

Six Reasons Why You Should Consider a VA Rehab Loan

VA Rehab Loan - Security America Mortgage

A VA rehab loan can also help veterans update or renovate their homes to meet new needs or to accommodate a disability. If you’ve been considering a home equity loan or a cash out refinance loan, a VA rehab loan might better suit your financial situation. One of the best experiences about military service is […]

Make Sure You Know About USDA Construction Loan

If you’re looking to build your dream home from scratch, you can consider getting USDA construction loan. The USDA one-time close construction loan allows you to borrow enough money for your lot purchase, home construction, and permanent mortgage. Those who are getting new construction can get the USDA OTC construction loan for complete financing and […]

You should know: VA Loan Spouse Requirements Q&A in 2023

VA Loan Spouse Requirements Q&A

VA loans are an effective way for military families to buy a house. This powerful home loan option is offered by private lenders like Security America Mortgage and supported by the Department of Veterans Affairs. It’s important to know what you and your spouse should expect from the loan application process and how you can […]

VA Builder ID Near Me

VA Builder ID - Security America Mortgage

Veterans interested in the VA construction loan and all its benefits will have to obtain a VA builder with a VA builder ID number before beginning the process. What Does A Builder Need Besides a VA Builder ID Number? The VA does not approve builders. Instead, the lender will determine whether or not the construction […]

Get VA One-Time Construction Loans

VA one-time close construction loan

Veterans or active duty service members looking to build a home with a single loan program can apply for the VA one-time close construction loan. Veterans, Reservists, National Guard members, and other military service members can take maximum advantage of this made-easy loan process to finance the construction of a new home, purchase a lot, […]

Can i use my va loan twice

Can i use my va loan twice

Can I use my VA loan twice: Yes, you can use your VA loan twice, and potentially even more times, as long as you meet the eligibility requirements. The Department of Veterans Affairs (VA) allows eligible veterans and service members to access VA loans multiple times over their lifetime, provided they meet certain criteria. Whether […]

VA Jumbo Loan Rates in 2022

Jumbo Loan mortgage inscription and stacks of coins.

Living in an expensive area or environment can come with its own difficulty, especially when it comes to purchasing a home. The cost of a home in these areas is usually a significant amount that veterans or service members may find difficult to purchase with a conventional VA loan. This is where the VA Jumbo […]

VA Loans For Reservists and National Guard Members

National Guard Members

Many veterans, active duty service members, and their families have benefited from the helpful home ownership guarantee offered by the VA loan program. However, many individuals have been uncertain and questioning if Reservists and National Guard members have access to VA loans. Reservists and National Guard members can apply for the VA loan program and […]

VA Jumbo Loan: Requirements, Limits, and Everything You Need to Know!

Your earned VA jumbo loan benefit offers you and your fellow qualified veterans that have honorably served or serving our armed forces excellent options, especially-conforming concerning to the non-confirming jumbo loan. Your VA jumbo loan option can benefit you in buying a home or in building a house. Having 2 options is better when there […]