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Buying a Home

Are you planning to buy a home? Don't know what the options are? Are VA Loans really better?

Security America Mortgage, Inc. can help you answer all of these questions. We are the VA Home Loan Experts, whose focus is exclusively VA loans.

If you are active duty or a veteran a VA Home Loan is usually the best option for financing your new home purchase for a number of reasons.

Zero Down Payment Required

The single biggest benefit to a VA Home Loan is that there is not a down payment requirement. This is a unique feature to VA Loans. Other types of financing require at least 3.5% down.

Flexible Credit Standards

The income and credit standards are much more flexible for VA Home Loans have with Conventional or FHA loans. Bottom line...it's easier to qualify for a VA Loan than other types of financing.

Lower Rate & Lower Payment

Because of the VA Guarantee lenders are able to offer lower interest rate on VA Home Loans than other types of financing. Additionally, the VA Guarantee eliminates the need for Mortgage Insurance. This means that a veteran can expect to save between .5% to 1.25% in effective interest rate by using a VA Home Loan Financing; this can save the Veteran thousands of dollars a year.

Are you a First Time Home Buyer?

Buying your first home is a major life decision. Security America Mortgage is here to make the process as smooth as possible.

A VA Home Loan is the perfect option for first time homebuyers because of less restrictive guidelines, no down payment requirement, and a lower monthly payment with NO mortgage insurance.

Security America Mortgage Benefits

Security America Mortgage works exclusively with Veterans. This means we are experts in the VA Loan Process, VA Loan Guidelines, and VA Loan Qualifications. Our vast experience in VA Home Lending makes our process quick and easy. Our VA Experts will be there with you from beginning to end, working to make sure everything is in order so that your VA Home Loan is a smooth transaction.

  • Security America Mortgage is a VA Approved Lender
  • Security America Mortgage works exclusively with Veterans
  • Security America Mortgage's VA Experts make the VA Home Loan process quick and easy
 
Contact Our Experts
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OUR VA MORTGAGE TEAM

nosmileGarrett Puckett, Residential Mortgage Loan Originator, NMLS 337550
CEO of Security America Mortgage, Inc.
Founder of Security America Mortgage, Inc. and Security American Realty, Inc. - Grew up in the real estate business and has vast experience in all aspects of the mortgage, real estate and investment business.
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FHA & Conventional Loans

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Insurance & Investments

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In the News

SECURITY AMERICA MORTGAGE, INC.-NMLS 355253 IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS, AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST SECURITY AMERICA MORTGAGE, INC. SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING AT ADDRESS; 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE LOCATED AT HTTP://WWW.SML.TEXAS.GOV, OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, OR BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE; 1-877-276-5550, OR BY FAX; (512) 475-1360, BY E-MAIL; SMLINFO@SML.TEXAS.GOV THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEBSITE REFERENCED ABOVE.

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