VA Home Loan Process
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  • Our Mission is to Make Your Dream Home a Reality

    Get Pre-Approved in as little as 15 minutes! Get started today and complete the quick, one minute form above
  • Joe Scaparra, LT Col. (Ret), USAF

    "I cannot thank you enough for your expertise and assistance. Your service saved my family valuable time and money!"
  • Take advantage of your VA Loan benefits today!

    Get Pre-Approved for a VA Loan in as little as 15 minutes! To get started, complete the form above or call 1-855-468-2669
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Get Pre-Qualified Today!
Complete the 4 step form below or
call 1-855-468-2669 to get started today!
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A VA Approved Lender. Not a Government Agency. NMLS# 355253
  • All
  • About VA Loans
  • VA Loan Process
  • Who Is Eligible?
  • VA Loan Benefits
  • No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.
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  • Active service members with at least 90 continuous days of service and Veterans who've been honorably discharged from the armed forces can apply for a VA loan. Get started today!
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  • Are you ready to take advantage of your VA loan benefits? If so, it's simple to start the process and takes only a few minutes. No social security number needed to start!
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Purchasing a home is an exciting time; it’s when a family can come together a search for a place they can call home. Buying a home is usually the single largest financial transaction a family will ever make, but it is more than just that, it’s an investment in the family and their future.

Aligning yourself with a team of dedicated professionals will help you prepare and move forward with the home buying process. Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.


The Interview

After completing our contact form, one of our VA Loan Experts will contact you to discuss your current situation and your future plans. Through a series of questions our VA Loan Experts will get to know you, gain an understanding of your goals, and start the pre-approval process.


The Pre-Approval

The pre-approval process starts by completing a loan application with one of our VA Loan Experts. With the information collected on the application we are able to obtain your VA Certificate of Eligibility, credit report, and analyze your income to determine how much you can qualify for. Security America Mortgage will then issue you a pre-approval letter that will show real estate agents and potential sellers you have the ability to purchase a home.


Contract Negotiation

Once you find the home you would like to make an offer on, you and your agent will begin the negotiation process. Security America Mortgage always recommends that you use a licensed real estate agent who is familiar with the VA Home Loan process. Using an agent that is familiar with VA Loan process will help to maximize your benefits. Going into the negotiating process, the goal should always be to attain the best possible price and obtain the maximum seller contribution towards your closing cost so you can purchase the home with little to no money out of pocket.


Underwriting and Closing

As soon as the purchase agreement has been signed by all parties, Security America Mortgage will begin the underwriting process. Property specific loan documents will be drawn for you to sign, the appraisal will be ordered, and the validation process will begin. The underwriting process typically takes less than thirty days and once complete, Security America Mortgage will setup the closing with the title company and the sellers. The only thing left to do is sign closing documents and receive congratulations on purchasing your families new home!


Get Started Today!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you're ready to get started today contact us at 1-855-468-2669 or complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

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